Business Insurance

Material damage can cover the business for the physical loss or damage caused to assets by natural disasters including weather events, earthquakes, and losses due to fire burglary and accident. This cover is essential for anyone who owns commercial buildings, equipment or stock.

A business’ loss can be more than just the loss of a business asset. The asset loss may cause interruption to your normal business operations and that financial cost may even be more than the cost of the loss of the asset. Business interruption can assist the business survive by helping recover your loss of profit.

Commercial motor insurance is similar in manner to personal motor insurance in that is allows an entity to take out comprehensive cover, third party cover, or third party, fire and theft cover. Commercial motor cover may extend to commercial vehicles, company cars, business fleets, company cars and business fleets.

This provides protection for liability from damage to third party property or bodily injury. This type of cover is important for anybody who occupies or leases property in connection with their business, and/or provides a service away from their premises (such as a decorator, painter, motor mechanic, electrician, plumber).

This is important cover for commercial, industrial and domestic builders, sub-contractors, and owner-builders against damage, natural disasters, injury, theft and product or public liability.

Provides business owners peace of mind and protection against cyber-attacks, such as computer hacking, ransomware or data theft. Every business that has a website or electronic records is vulnerable to cybercrime or an accidental data breach – and the consequences of a cyber-incident can be very costly.

Cover to help safeguard your home, farm buildings, livestock, vehicles, equipment and against loss of income. Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income.

Protects your business from loss or damage to vessels and cargo as well as the delivery and storage of goods. Marine insurance is important for businesses involved in shipping or receiving goods, operating watercraft commercially, repairing vessels, running a marina and more.